Smart rails built in for your cross-border payments
Get the best of all payment networks in one platform
Access additional corridors, currencies and pay-out channels
DiXiO offers a comprehensive solution for optimizing cross-border payments by integrating multiple payment networks into one platform, reducing costs, and improving transaction speed and efficiency. Our platform supports a wide range of destinations and currencies, provides real-time transaction visibility, and ensures compliance with industry standards.
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Revolutionizing cross-border payments
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FAQs
Do you have any questions?
The answer is right here
What are the core functionalities of Smart Rails?
Smart Rails automates payment routing, beneficiary validation, format conversions, routing, reconciliation, exception handling, and confirmations across all connected networks such as Swift, Visa, Thunes, and TerraPay. This high level of automation enables straight-through processing and drastically reduces manual intervention.
What are the factors that optimize cross-border payment routes?
The platform compares factors like fees, FX margins, corridor availability, and settlement speed in real time. For example, it might route a payout via Thunes for mobile wallets in emerging markets or via Visa Direct for card settlements in developed markets. This optimization improves both cost efficiency and delivery time.
How are transactions secured and compliant?
All data exchanges are encrypted, digitally signed, and access-controlled. Each rail, whether Swift or an alternative network, is monitored for AML, sanctions screening, and regulatory compliance, ensuring the same level of trust and transparency across all flows.
How Smart Rails is integrated with your back-ends application?
Smart Rails connects directly to banks’ existing core banking, payment hub, or treasury systems via secure APIs or SFTP. It is fully ISO 20022-compliant and can adapt to custom workflows across all supported networks, including future-ready stablecoin rails.
What if I have specific connections to banking partners and other networks not in your list?
When we implement the platform for you, we can integrate with your existing networks allowing you to access these along with the alternative payment networks that you have chosen from us. The routing engine will be able to take all these networks into consideration for the optimal route and is fully customizable such that any rulesets built will also account for specific agreements you might have with your partners.
Connect with us, to get your business growing
If you are interested in knowing more about DiXiO and how we can help you, please drop us a line, we will get back to you quickly.
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contact@dixio.me